When Australians start looking at life insurance, TPD and income protection, one of the first questions is usually the same: “How much is this actually going to cost me?” The tricky part is that there isn’t one standard price. Two people of the same age can receive completely different quotes because insurers look at factors … Read more
Buying home and contents insurance sounds simple until you actually start comparing policies. One insurer might advertise a surprisingly cheap annual premium, while another costs hundreds more. Then you notice the cheaper policy has a higher excess, lower contents limits, or different conditions for storm, flood, accidental damage or temporary accommodation. That is why the … Read more
When you’re in your 20s, private health insurance can feel like one of those expenses that’s easy to put off. Rent is expensive. Groceries keep going up. There’s a phone bill, car insurance, subscriptions and probably a few other things quietly eating into your bank account every month. So when an insurer shows you a … Read more
The first time I compared car insurance in Australia, I made the mistake of looking at one number: the annual premium. One policy was noticeably cheaper, so it seemed like the obvious choice. Then I started looking at what would actually happen after an accident. If I caused damage to another car, would I be … Read more